We understand the unique needs of small businesses. Our goal is to provide great benefits, simple administration, and the best customer service, year-round, to all of our customers.

Employers and employees love it, too, because we offer seven of California’s leading health plans, including multiple HMO, HSP, EPO, PPO and HSA-compatible plans.

Our Program
Under the Affordable Care Act (ACA), health benefits are divided into four metal tiers (Platinum, Gold, Silver and Bronze). Each tier offers a variety of health plans and benefits from which employers can choose.

  • Single Metal Tier– Gives employees access to the health plans and benefits available in a single metal tier.
  • Tiered Choice– Offers employees access to the health plans and benefits in two neighboring metal tiers.

Health plan and plan designs vary depending on the Platinum, Gold, Silver or Bronze metal tier of benefits selected by each business to offer to employees.

Employees use their company’s contribution to coverage and apply it to the benefits they prefer. If an employee selects a plan that costs more than the employer’s contribution, the employee pays the difference.

Plus, we offer other products and services like Dental, Vision, and Life Insurance – some of which are included at no additional cost through our Business Solutions Suite.

Available Carriers: