Workers’ compensation insurance, commonly known as workers’ comp, is insurance that covers medical expenses and a portion of lost wages for employees who become injured or ill on the job. Coverage also includes employee rehabilitation and death benefits.

All employers with at least one employee must carry coverage and their employees must also be covered (unless they’re independent enterprises).

Typically, small business owners in California are not required to have workerscompensation coverage if they are sole proprietors with no employees. However, it may become necessary to purchase workers‘ comp insurance if the business hires one or more employees, even on a temporary basis.

We provide very competitive workers compensation insurance rates to business owners. There is no down payment required and pay as you go options are also available.